Month: June 2017

Importance Of Medical Tests Before Buying Medical Insurance

Written by fitness. Date of post: . Posted in Medical & Therapy

A commonplace advertisement from insurance companies is ‘no medical tests required to purchase an insurance policy’. People are attracted to the convenience of no-test policy compared to the one that requires all medical tests. But is it really right to purchase a policy without knowing your health condition?

Every individual going to buy an insurance policy whether health or life insurance needs to undergo medical tests as prescribed and should be aware of his health condition. This article discusses the importance and reasons for getting an insurance policy after taking medical tests appropriately.

Premiums are based on health condition
The premiums of an insurance policy (health or life) are charged based on the individual’s health condition. You need to make a declaration about your health condition in policy application form and the insurer fixes a premium rate on the basis of your discloser.

For understanding this clearly, lets take an example of two persons. Of them, one has high sugar levels and the other person has normal sugar levels. If both take insurance policy from a company that does not require medical tests then both will be charged same premium. But in reality, the premiums for normal persons should be less than the premiums of others with health issues.

The policies that require no-medical tests are:

Low value policies: Policies that do not consider health tests offer cover not more than Rs 5 lakh. So, if you are looking for a higher cover, that serves your life/health insurance needs, then you should take pure protection policy that requires you to undergo medical tests.

Prone to rejection easily: In most cases, the person who is taking insurance without a medical test may not be aware of his/her health condition. S/He may suffer from an illness and may not know about it till a medical test is conducted. In such a case, an insurer can reject the claim as these policies contain suppressed facts of your health condition with no proper underwriting. So, these kind of unintentional mistakes may simply deprive insurance cover even for those paying huge premiums.

Cover may be inadequate: If you get policies that require no medical tests, then you will also get the policy that has no appropriate insurance cover. It is like getting insured, but having no adequate insurance protection.

It is the actual responsibility of insurance company to determine the health condition of an insurance buyer. An insurance company simply cannot deny the claim as it is its responsibility to subject the policyholder to medical tests and then fix the premium.

Thus, a detailed medical examination that requires blood and urinalysis related tests, blood sugar, ECG, blood count, blood pressure, blood serum tests etc. will benefit you manifold. It provides your health condition report which tells you how fit you are. If you are suffering from any illness, get it cured before it ruins your health. Get complete medical record of your health before buying insurance policy.

Liquid Vitamins vs. Pill Form-Which is better

Written by fitness. Date of post: . Posted in Vitamin & Supplements

Liquid vitamins vs. pill form can be asked from several different positions, some of which are inter-related. The most notable consideration is quality followed by absorption ratio. Not unimportant is the cost of each. We view these variables all important but in my opinion nothing is more important than quality so the discuss that first.

From a quality standpoint concerning liquid vitamins vs. pill vitamins the winner in this arena is “liquid vitamins”. Vitamins in pill form, to preserve the nutrients for shelf life, must be dried in a way that requires heating which is often times detrimental to the preservation of nutrients. The heating process is always a challenging aspect of preserving nutrients for shelf life of nutritional supplements. In 2000 I attended a conference where a keynote speech was given by the economist Paul Zane Pilzer who was giving a speech on the soon to be trillion dollar wellness industry. In his speech he cited the dismal quality record of vitamin manufactures with only 6 of the top 18 companies actually providing the nutrients that they claim on their packaging. These vitamin producers are rated by the NSF and 2/3 of the top 18 failed to measure up. We have had, until recently, few choices outside of pill form vitamins as they are easier to produce.

It is, obviously, much easier to produce vitamins in pill form than liquid vitamins. The problem is, again, the drying process, which destroys important nutrients. Nutrient potency almost always suffers from the transportation process, whether by rail or truck, both of which expose the product to decay and environmental pollution. One of the down sides of farming and production is the time required to transport the raw form product to the manufacturer and this has a direct impact of the preservation of the important compounds used in nutritional supplements. A manufacturer also owns the fields where plants are harvested and has an onsite manufacturing facility this can minimize this problem with the “field to factory” system.

One of the most notable challenges with pill form nutritional supplements is that their absorption rates are greatly affected by the amount of fillers in the product. The absence of fillers in liquid vitamins or nutraceuticals make them a more appealing choice over pill vitamins. In liquid vitamins vs. pill form debate there is no question that the liquid nutrients are much more easily absorbed by the stomach and intestinal tract and assimilated more rapidly as these products are often in their natural and raw states. My suggestion is that you seriously investigate liquid nutrients or nutraceuticals and come to you own conclusion. I highly recommend liquid vitamins to those on weight loss programs due to the lack of nutrient dense foods and poor absorption rates of pill vitamins.

Best Small Business Ventures Today Healthy Franchise Opportunities

Written by fitness. Date of post: . Posted in Healthy

Currently, the public has become mindful of the challenges that were generally overlooked a few years before. Among these issues are environmentalism, corporate social responsibility, and nutrition. The last matter is of particular interest since more and more people are seeking out new ways to eat better to be better, and this demand has spawned a whole new market in the world of business.

-Healthy’ businesses are cropping up just about everywhere, working its way into the health and food industry, and slowly becoming a veritable opponent to well-known franchises such as coffee-shop establishments and alternative pharmacies. You could make use of this particular movement by venturing into the healthy-business specialised niche yourself. But first, below are a few of the franchise types that fall under this category:

Juice Bars

A smoothie or a juice drink produced straight from freshly-squeezed fruits-that’s would make fitness buffs in your area jump up and down in joy. Studies suggest that people that engage in this type of enterprise can count on a yearly sales increase of approximately 30 percent. This is because juice bars provide a number of benefits to its consumers like improved immunity, superior heart health, and digestive benefits.

Healthful Fast-Food Alternatives

The majority of Americans blame fast-food establishments for the expanding obesity problem in the nation, which is the reason investing in a franchise from a firm that focuses primarily on healthy fast-food solutions is a good investment. Imagine sandwiches, salads, and soups that aren’t only scrumptious and are made easily, but also offer a great deal of benefits. Who wouldn’t be interested in getting that?

Wholesome Grilled-Food Diners

Everybody loves grilled food, however, not everyone is able to cope with the health disadvantages that come with it. Nonetheless, you can find new franchise opportunities made available by companies that concentrate on healthy grilled food. With these healthy grilled-food restaurants, patrons have the chance to eat only the healthiest options of meat, seafood, and numerous other food offerings, weighed and grilled to their specifications.

Frozen Yogur

Frozen yogurt is an item that is fast-becoming a main substitute for ice cream. It doesn’t only taste a lot like, and sometimes much better than, ice cream, it also contains even more health benefits. It’s safe for those who have lactose intolerance; it provides calcium and protein; and it can likewise minimize blood cholesterol. This is exactly why frozen yogurt franchise opportunities are outstanding investments.

No matter what type of healthy franchise opportunities you opt for, do not forget that the wholesome state of this specific market won’t be all you need to ensure you’ll be successful. You will still need to think and work like a business person in a cutthroat business environment. To learn more, you can check out franchises.about.com/od/franchisebasics/tp/advantages-franchising.htm.

Hair and Nail Vitamins – Be Amazing!

Written by fitness. Date of post: . Posted in Vitamin & Supplements

Ironically enough, even though hair and nails are, in essence, dead cells, few things will show how vibrant and ALIVE you are than shiny, healthy hair and nails! And nothing will preserve and enhance the integrity of your hair and nails like vitamins and other nutritional components. When the right nutrition is present, you will sparkle. You will be amazing!

The most important hair and nail vitamins to consider are those which contain collagen, antioxidants, essential fatty acids, and natural, healthy oils.

For your hair, you want lots of A, B, C, and E vitamins.
Vitamin A produces healthy sebum, an oily substance secreted by the sebaceous glands in mammalian skin, giving us smooth, waterproof skin and hair.
B Vitamins, namely B6 and B12 help to prevent graying and hair loss.
Vitamin C is a powerful antioxidant, destroying free radicals that would otherwise wreak havoc on your skin and hair, making way for perfect, natural growth and vibrant appearance.
Vitamin E provides additional antioxidant support and improves overall scalp circulation.Other important hair nutrients are: Biotin, Niacin, and Inositol, among others.

Now let’s discuss the “nail” portion of “hair and nail vitamins.” It would be fair to say that healthy nails are a direct reflection of healthy skin. Again, vitamin E and other antioxidants are your champions, as are essential fatty acids, calcium, healthy oils, and magnesium.

In all reality, the bulk of your best hair and nail vitamins and minerals can be obtained through food consumption. Raw seeds and nuts provide calcium, oils, and high quality proteins. Antioxidants, including E and C vitamins are plentiful in citrus fruits and berries. Red grapes are antioxidant powerhouses! So are tomatoes. Fresh, cold-water fish, namely salmon will work wonders on your skin, hair, and nails.

Other foods that contain amazing quality hair and nail vitamins include avocados, cold-pressed oils (flax, olive, almond, pumpkin seed, etc.), bell peppers, green vegetables and grasses (wheatgrass, barley grass, etc.), and biotin-rich foods such as brewer’s yeast, brown rice, and soybeans.

Perhaps the most amazing food discovery in decades is the acai berry from the Amazonian rainforest. It is actually reported to have up to 33 times the antioxidant power of red grapes, ample amounts of beneficial fatty acids (aminos 3, 6, and 9), and metabolism enhancers which help you burn fat and regain a youthful appearance.

In addition to hair and nail vitamins, ample hydration is absolutely critical. If you can take down four to six liters of purified water on a daily basis, you will be blessed with radiant, glowing skin, hair, and nails. This will also flush dangerous toxins out of your body and dramatically improve your overall health.

While this dietary information is sound, the reality is that most of us will never eat the way that’s been described here. If you do, you will be blessed. You will be amazing! But whether you do or do not regularly consume all of the foods high in hair and nail vitamins, one thing that can change your life in a major way is supplementation.

Different Views On Meditation

Written by fitness. Date of post: . Posted in Yoga & Meditations

Meditation is though as overrated nowadays. Most people think that meditation is for Buddhist monks and nuns. But what most people do fail to realize is that all of us meditate, we just tend to use different meditation techniques.

Most of us think that meditation is deeply connected to religion. True enough, Meditation has been in rooted with religion but it is not limited to such. For instance, in Hinduism, they practice meditation techniques that involve proper posture, breathing and chanting mantras. They believe that this meditation can lead them to self realization, empowerment, come closer to Brahman god like discernment and the wisdom to attain peace and resolve worldly matters.

In Buddhism, They practice meditation techniques which also involve posture, breathing and chanting. They also believe that they can resolve worldly matters, attain inner peace, self realization, empowerment and wisdom. The difference is that in Buddhism, They do not believe that they can be closer to their god. In fact, they do not have a god. They believe that their meditation techniques can help them achieve the eight noble truths and finally find themselves in Nirvana. They believe that being close to these eight noble truths is Zen itself.

In Christianity, their meditation techniques are simpler. They believe that meditation is prayer. They detach themselves from the physical world and focus on their god. They believe that this technique would bring them to a personal conversation with Jesus Christ. In doing so, they can get help by solving worldly matters, uplifting their spirits, clearing their thoughts and being guided through every decision. They describe deep reflection and having an epiphany as having a piece of what they can call heaven. Its like heaven on earth.

The Native Americans have the same objectives in mind: self realization, purpose, inner peace, guidance, peace and problem solving. Yet, they have different meditation techniques. Their meditation involves the use of peace pipes, dancing, chanting, pilgrimages and other forms of sacrifices that has been innate in them.

Although it might sound absurd, Atheists also meditate. They might not think that they do not, but they actually do! They practice different meditation techniques but like religion, they arrive at the same results; self realization, solving problems, inner peace, decision making, selflessness and finding a different point of view. Their meditation techniques involve taking a walk, listening to soothing music, sitting on the roof, etc. Therefore, may it be in a religious way or not, we all practice meditation techniques that are almost similar with each others views.

GP Locum – Trained and Qualified Freelance Medical Practitioners

Written by fitness. Date of post: . Posted in Medical & Therapy

Are you a medical professional and wish to work in a hospital, clinic or as a private practitioner? Well it’s absolutely convenient when you choose to offer your services as gp locum. Better known as General Practitioner these locums work in the place of another medical professional till the time the expert is on leave or there is shortage of staff. These locums are also highly trained, educated and have the knowledge and skills related to the profession with just the exception that they work as freelancers. These locums are also governed by regulatory bodies and are accountable for their tasks to them. These locums can work as both full and part timers and would never let you feel the shortage of staff. These professionals fill the gap in the service delivery capacity so that the patient never needs to wait for the right care.

These locum tenens are easily available and take the place of a regular doctor thereby saving your medical facility from big losses. They ensure that proper care and treatment is provided to the patients and is well aware of their responsibilities. Highly dedicated and committed these tenens even provide an opportunity for the individual to decide which stream would be most suitable and whether the knowledge and skills of the tenens is adequate for the profile or not. If you run a hospital or any medical center and are not able to find suitable health professionals then you can easily hire a locum to fill in the empty position on a temporary basis. Locuming even offers the freelancer to try their hands in different work environments and medical fields. There are also several medical recruitment agencies which makes these locums available according to the requirement and specialization needs.

gp locums might not feel interesting for many medical experts but there are numerous benefits of being a medical freelancer general practitioner as one gets to choose the institution where one wants to work rather than working and staying in the same institution for years together. You even get to understand the work culture of various hospitals and private centers and can easily get to learn different medical techniques by working with various experienced and trained doctors.

For more information on gp locum, check out the info available online; these will help you learn to find the gp locums!

Eight Minute Meditation

Written by fitness. Date of post: . Posted in Yoga & Meditations

Eight Minute Meditation Can you give you peace of mind and change your life forever?

What exactly is meditation? Nowadays a lot of people are connected to this form of activity. By definition, the word meditation is used to describe a state of intense attention on an object or a thought of an individual. The individual tries to focus his attention inward. Meditation is a native of Vedic Hinduism. It is usually practiced in Eastern religions but nowadays, Western culture is already deeply involved in this activity .
People practice meditation so that they can focus their mind for their personal development, to achieve peace of mind and to be healthier.

Many Westerners are now practicing some form of meditation. According to Time Magazine, there is a practice of meditation that can be used by almost anyone. It can be seen as a basic primer for Westerners wanting to begin meditation without having any idea where to start.

Eight minutes of daily meditation can bring you a lot already.
Each individual starting a new activity, often with questions, doubts and hopes. There are even some people who hope that when they begin to think they will be enlightened. Or maybe you’re one of those people who think that meditation is like exercise or diet you’ve tried to do in recent months. But that’s normal, so do not be surprised if you’re one of them.
The best thing to do is to forget all these positive ideas and / or negative, and start without preconceptions. If you want to try meditation, you must learn how to approach it one minute at a time.
While many people think that meditation is a simple practice, you should think twice. You might not notice it, but your mind wanders still here and there. You can not concentrate. According to some practitioners, you must monitor your breathing. This is the first stage of meditation. You need to inhale and exhale deeply.

When you begin to meditate, if you find yourself thinking about other things, or in other words, if your mind wanders, focus on your breathing again for yoga and health.. After all, the merger is part of meditation and if you realize that you lost, you can always come slowly to this state of mind. Do not give up easily and keep practicing. There is a popular saying that “it’s practice makes perfect”, keep that in mind. If you give up easily, then you will remain a loser.

Beauty Hospitals In Lisbon, Portugal

Written by fitness. Date of post: . Posted in Hospitals & Clinics

If getting plastic surgery in your own backyard embarrasses you, how about getting it in Lisbon. Lisbon has the best plastic surgeons in the world and post-operative care is also excellent. You can combine your treatment with a real treat – enjoying the best of Lisbon while you can and in comfortable and luxurious surroundings.

Lisbon Hospitals: If the issue is a minor beauty surgery and the cost is more affordable compared to local plastic surgery, it is smart to get the procedure here in Lisbon. The procedure is done in private clinics or in private hospitals. Nobody need to know that you had a boob job, nose lift, or removal of sagging eye bags. Patient information is kept secure, unless you are celebrity forever hounded by sly paparazzi.

Private hospitals are run efficiently and medical services and lab exams are immediately done. For minor medical consultations, it is also practical to go to private hospitals. Government hospitals are fine but if you are in a hurry you cannot afford to wait in line for hours.

Fortunately these hospitals are easily accessible in the city. But if you happen to seek medical attention in rural areas, be prepared to deal with less adequate facilities. The language problem is also an issue in rural areas. Doctors and nurses in private and public hospitals in the city can communicate effectively with English-speaking tourists.

Lisbon’s main hospitals are Hospital de Santa Maria, Hospitais Civis de Lisboa, National Institute of Oncology Francisco Gentil, and Hospital Polido Valente. There is no dearth of pharmacies too. You can have your Lisbon doctor’s prescription filled any time.

Apart from beauty treatments, Lisbon is also a Mecca for those seeking drug rehabilitation and treatment. The same confidentiality is given to patients’ information. Those hospitals or treatment centers are situated in private enclaves or in centers away from the city center. To find the best drug rehabilitation center or plastic surgeon, check the ratings for centers and doctors.

Accommodation: Holiday apartments for rent in Lisbon are aplenty. Apartments are cheaper than hotels if you plan an extended stay in Lisbon. The apartments are often renovated homes or new buildings with cozy bedrooms and a spacious living room. Luxury apartments boast of private pools and rooms with a view.

Book a holiday apartment online to get a good look at the offerings – number of rooms, facilities, and apartment location. You can make special arrangements should you need a place to recuperate. Rates are accordingly charged – per person per night or rent for use of the apartment for an extended period.

Online bookings are secure and customer information is held in strict confidence. With this assurance, seeking beauty treatment in Lisbon is breeze.

Treating Insomnia With Music Therapy

Written by fitness. Date of post: . Posted in Medical & Therapy

What is insomnia? Insomnia is a condition where people have trouble falling asleep, staying asleep or having a restful night sleep. Often times people who suffer from insomnia will turn to sleeping pills to get relief. Sleeping pills is a bad idea, because it will just create more problems.

What is the problem with sleeping pills? Pills are a bad idea because most sleeping pills are addictive, and basically are just a mask to what the real problem is. It also causes problems when you interact with other medications or alcohol, which can be very serious or even deadly. People who are prescribed medication are usually supposed to be on them for a few days to a few weeks only, but because they can be addictive people tend to take them longer. Pills can also cause high blood pressure, dizziness, nausea, confusion. It also can cause bizarre behavior such as sleep walking, sleep binge eating and sleep driving, in which the person will not remember.

Why it is so important to get a good night sleep? Sleep is necessary to maintain good physical and mental health. Sleep helps you to restore your body and mind, to help with memory and learning, also to help you be in a better mood. When you are sleep deprived, your body is more prone to infections, diabetes, high blood pressure and heart disease. Also when you are sleep deprived it can effect your job performance, such as forgetfulness or making mistakes, which can cause you to lose your job. So it is very important to get a good 7-8 hours of sleep if you are an adult, and more than 8 hours if you are younger.

How do you treat insomnia with music therapy? Insomnia is usually caused by your attitude or behavior, if you can change your attitude or behavior this may change your sleep disorder. Your mind plays a big part of all this. That is how music therapy can help. Music therapy uses binaural beats to stimulate your brain to a high level of relaxation, like a meditated state, to help you fall asleep and stay asleep. Binaural beats is music set to certain frequencies to stimulate a certain part of your brain that allows you to get some sleep. When listening to music therapy, use headphones to get the best results. The music is soft relaxing music, that has sounds of nature like waterfalls, birds, the ocean ect. When buying music therapy cds or tapes make sure that it contains binaural beats, because they sell fake ones, that claim to do the same, but do not compare, so be aware. If you have any questions on music therapy or binaural beats see link bellow.

Drink Beer – Stay Healthy

Written by fitness. Date of post: . Posted in Healthy

Because of the infamous beer belly which beer might cause, the drink has been perceived as bad-for-you beverage. However, numerous studies are pointing to the fact that beer might actually have many health benefits – hip hip hooray! Of course these health benefits could be achieved only through moderate drinking, because otherwise the overconsumption of beer (or any other alcoholic beverage for that matter) might cause liver damage, heart problems or even make you fat. In this article you can find what are some of the potential health benefits of your favourite drink.

Stronger Bones

There are high levels of silicon found in beer and they are directly linked to bone health. A study carried in 2009 proved that elderly men and women who drank a drink or two a day had higher bone density, especially those who chose wine or beer as their drink. However, drinking more than two drinks a day actually increase the likelihood of getting a bone fracture if you fall. The type of ale you consume is also important and in this case it is best if you drink pale beer, because it is the richest in silicon.

Healthier Kidneys

I don’t know about you, but if I drink even just one beer, almost instantly I get the urge to go to the toilet. And even though it is slightly annoying at times, it can be good for the kidneys. Beer is nearly 90% water and it can keep you hydrated, thus making your kidneys work. As a consequence, it can reduce the likelihood of developing kidney stones by 40%.

Beer Could Also Be Nutritious

Because it is made of hops, wheat and barley, beer has the same nutrients as grains do, including Vitamin B, zinc, riboflavin, niacin, etc. A bottle of beer could also contain potassium, phosphorous and calcium – minerals that are essential for a healthy diet. Moreover, it has been found that the beverage contains antioxidants too and it can keep your blood pressure and cholesterol in norm. However, don’t rely on beer to solely keep you healthy. Don’t forget that regular exercising will actually keep the beer belly away, so jogging, walking or even cleaning, as suggested by move out cleaning experts in Melbourne, are all important if you want to remain healthy.

Live Longer

Due to the lower rates of heart diseases, strokes and diabetes, it could be said that moderate drinkers could live longer. Moreover, the life expectancy could increase by up to two years if people can avoid imbibing.

But, once again, let me remind you – these benefits could be enjoyed only if you drink responsibly. Most experts suggest women to drink one beer a day, while men can have two.